Folkestone and Hythe, Coolinge (CT20)
CT20 1AF in Coolinge (CT20) has a Medium flood risk - EA NaFRA2 data records 12 properties in a flood risk zone. Heat risk is Lower, with a median (50th percentile) of 22 days above 25°C per year, averaged over the 2021-2040 period under the RCP8.5 high emissions scenario (Met Office UKCP18). Air quality is Medium at PM2.5 6.5 μg/m³, above the WHO annual guideline of 5 μg/m³ (Defra UK-AIR). Ground conditions are Low risk, with Residual Clay geology; shrink-swell risk is classed as improbable (BGS GeoSure).
Flood risk at CT20 1AF is rated Medium, based on Environment Agency NaFRA2 modelling.
Environment Agency flood zone data places CT20 1AF in the medium flood risk band. EA NaFRA2 data shows 12 at medium risk in this postcode. The band reflects the highest flood risk within the postcode; some properties within this postcode may face little or no direct flood risk. Individual properties within CT20 1AF can differ - a formal flood risk search is recommended before any property transaction.
Air quality at CT20 1AF is rated Medium, based on Defra UK-AIR annual mean PM2.5 data. Fine particulate matter (PM2.5) comes primarily from road traffic, industry, and domestic burning. Long-term exposure above the WHO guideline of 5 µg/m³ is linked to respiratory and cardiovascular health risks. Buyers and renters in higher air quality risk areas may wish to consider whether the property is near busy roads or industrial sources.
BGS GeoSure data classes the underlying soil at CT20 1AF as Residual Clay, with shrink-swell hazard rated improbable (subsidence risk band: Low). Soil type and shrink-swell behaviour drive subsidence claims following dry summers; recent ABI data shows insurer payouts rose sharply after the 2022 and 2025 hot summers. A structural survey is the reliable way to assess ground risk for a specific property.
This LocalRisk report for CT20 1AF draws on four official UK open data sources: Environment Agency NaFRA2 flood modelling, Met Office UKCP18 climate projections, Defra UK-AIR PM2.5 monitoring, and British Geological Survey GeoSure subsidence mapping. Risk ratings are a screening tool, complementing - not replacing - the searches and surveys ordered as part of a property transaction. Data covers Folkestone and Hythe and is updated as new official datasets are published.
Folkestone and Hythe has a coastal and rural setting with chalk hills, river valleys and the low-lying expanse of Romney Marsh, and experiences cool, damp winters and warm summers, influenced by English Channel conditions and local topography.
Practical check: EA data flags 12 properties at flood risk here - check whether the property is among them by comparing its position to the flood zone boundary. With 22 hot days projected (UKCP18 50th percentile, 2021-2040 average under RCP8.5), note which bedrooms face west (hottest in evening) and whether windows allow through-ventilation. These are postcode-level indicators - conditions vary between individual properties.
Climate risk can change street by street, so it is worth checking neighbouring postcodes too. The full risk report for CT20 1AA is at localrisk.co.uk/postcode/CT201AA, and you can compare CT20 1AF side by side with any UK postcode at localrisk.co.uk/compare.