LE14 4DA - Flood, Heat, Air & Subsidence Risk - Melton Mowbray

Melton, Melton Mowbray

LE14 4DA in Melton Mowbray has a High flood risk - EA NaFRA2 data records 17 properties at high flood risk. Heat risk is Lower, with a median (50th percentile) of 25 days above 25°C per year, averaged over the 2021-2040 period under the RCP8.5 high emissions scenario (Met Office UKCP18). Air quality is Medium at PM2.5 6.5 μg/m³, above the WHO annual guideline of 5 μg/m³ (Defra UK-AIR). Ground conditions are Medium risk, with Siltstone And Limestone geology; shrink-swell risk is classed as possible (BGS GeoSure).

• Flood: EA NaFRA2: 17 high, 3 medium, 16 low flood risk properties in this postcode.
• Heat: Projected 25 days above 25°C per year, 2021-2040 average (Met Office UKCP18, 50th percentile under RCP8.5).
• Air quality: PM2.5 6.5 µg/m³ - above the WHO annual guideline of 5 µg/m³ (Defra UK-AIR).
• Ground: BGS data: Siltstone And Limestone geology. Shrink-swell risk classed as possible (British Geological Survey).
• Green space: 4% of addresses within 200m of green space - below the England median (ONS).

Flood risk at LE14 4DA is rated High, based on Environment Agency NaFRA2 modelling.

Air quality at LE14 4DA is rated Medium, based on Defra UK-AIR annual mean PM2.5 data. Fine particulate matter (PM2.5) comes primarily from road traffic, industry, and domestic burning. Long-term exposure above the WHO guideline of 5 µg/m³ is linked to respiratory and cardiovascular health risks. Buyers and renters in higher air quality risk areas may wish to consider whether the property is near busy roads or industrial sources.

BGS GeoSure data classes the underlying soil at LE14 4DA as Siltstone And Limestone, with shrink-swell hazard rated possible (subsidence risk band: Medium). Soil type and shrink-swell behaviour drive subsidence claims following dry summers; recent ABI data shows insurer payouts rose sharply after the 2022 and 2025 hot summers. A structural survey is the reliable way to assess ground risk for a specific property.

This LocalRisk report for LE14 4DA draws on four official UK open data sources: Environment Agency NaFRA2 flood modelling, Met Office UKCP18 climate projections, Defra UK-AIR PM2.5 monitoring, and British Geological Survey GeoSure subsidence mapping. Risk ratings are a screening tool, complementing - not replacing - the searches and surveys ordered as part of a property transaction. Data covers Melton and is updated as new official datasets are published.

Melton has a rural market town setting in eastern Leicestershire with river valleys and rolling farmland and experiences cool, wet winters and warm summers, shaped by its inland position.

Environment Agency flood zone data places LE14 4DA in the high flood risk band. EA NaFRA2 data shows 17 at high risk, 3 at medium risk, 16 at low risk in this postcode. The band reflects the highest flood risk within the postcode; some properties within this postcode may face little or no direct flood risk. A formal flood risk search and review of buildings insurance availability is recommended before any property transaction in this area.

Practical check: With 17 properties at high flood risk here, ask about past flooding events, check the entrance threshold height relative to road level, and review buildings insurance terms. With 25 hot days projected (UKCP18 50th percentile, 2021-2040 average under RCP8.5), note which bedrooms face west (hottest in evening) and whether windows allow through-ventilation. With siltstone and limestone geology here, look for signs of ground movement - diagonal cracks above windows, sticking doors, and gaps between walls and extensions. These are postcode-level indicators - conditions vary between individual properties.