Argyll and Bute, Rothesay
PA20 0AJ in Rothesay has a Higher flood risk. Heat risk is Lower, with a median (50th percentile) of 3 days above 25°C per year, averaged over the 2021-2040 period under the RCP8.5 high emissions scenario (Met Office UKCP18). Air quality is Low at PM2.5 3.8 μg/m³, within the WHO annual guideline of 5 μg/m³ (Defra UK-AIR). Ground conditions are Low risk, with Glacial Till geology; shrink-swell risk is classed as improbable (BGS GeoClimate).
Flood risk at PA20 0AJ is rated Higher, based on SEPA flood mapping.
SEPA flood zone data places PA20 0AJ in the higher flood risk band. The band reflects the highest flood risk within the postcode; some properties within this postcode may face little or no direct flood risk. A formal flood risk search and review of buildings insurance availability is recommended before any property transaction in this area.
Air quality at PA20 0AJ is rated Low, based on Defra UK-AIR annual mean PM2.5 data. Fine particulate matter (PM2.5) comes primarily from road traffic, industry, and domestic burning. Long-term exposure above the WHO guideline of 5 µg/m³ is linked to respiratory and cardiovascular health risks. Buyers and renters in higher air quality risk areas may wish to consider whether the property is near busy roads or industrial sources.
British Geological Survey data classes the underlying soil at PA20 0AJ as Glacial Till, with shrink-swell hazard rated improbable (subsidence risk band: Low). A structural survey is the reliable way to assess ground conditions for a specific property.
This LocalRisk report for PA20 0AJ draws on four official UK open data sources: SEPA flood mapping, Met Office UKCP18 climate projections, Defra UK-AIR PM2.5 monitoring, and British Geological Survey GeoClimate subsidence mapping. Risk ratings are a screening tool, complementing - not replacing - the searches and surveys ordered as part of a property transaction. Data covers Argyll and Bute and is updated as new official datasets are published.
Argyll and Bute has a predominantly coastal and upland landscape and experiences cool, wet winters and mild summers, influenced by Atlantic weather systems and varied topography.
Climate risk can change street by street, so it is worth checking neighbouring postcodes too. The full risk report for PA20 0AH is at localrisk.co.uk/postcode/PA200AH, and you can compare PA20 0AJ side by side with any UK postcode at localrisk.co.uk/compare.