Highland, Fort William and Ardnamurchan
PH49 4HX in Highland has a Higher flood risk. Heat risk is Lower, with a median (50th percentile) of 3 days above 25°C per year, averaged over the 2021-2040 period under the RCP8.5 high emissions scenario (Met Office UKCP18). Air quality is Low at PM2.5 3.8 μg/m³, within the WHO annual guideline of 5 μg/m³ (Defra UK-AIR). Ground conditions are Low risk, with Glacial Till geology; shrink-swell risk is classed as improbable (BGS GeoClimate).
Flood risk at PH49 4HX is rated Higher, based on SEPA flood mapping.
SEPA flood zone data places PH49 4HX in the higher flood risk band. The band reflects the highest flood risk within the postcode; some properties within this postcode may face little or no direct flood risk. A formal flood risk search and review of buildings insurance availability is recommended before any property transaction in this area.
Air quality at PH49 4HX is rated Low, based on Defra UK-AIR annual mean PM2.5 data. Fine particulate matter (PM2.5) comes primarily from road traffic, industry, and domestic burning. Long-term exposure above the WHO guideline of 5 µg/m³ is linked to respiratory and cardiovascular health risks. Buyers and renters in higher air quality risk areas may wish to consider whether the property is near busy roads or industrial sources.
British Geological Survey data classes the underlying soil at PH49 4HX as Glacial Till, with shrink-swell hazard rated improbable (subsidence risk band: Low). A structural survey is the reliable way to assess ground conditions for a specific property.
This LocalRisk report for PH49 4HX draws on four official UK open data sources: SEPA flood mapping, Met Office UKCP18 climate projections, Defra UK-AIR PM2.5 monitoring, and British Geological Survey GeoClimate subsidence mapping. Risk ratings are a screening tool, complementing - not replacing - the searches and surveys ordered as part of a property transaction. Data covers Highland and is updated as new official datasets are published.
Highland spans a vast and varied landscape of mountains, glens, rivers and long coastlines, from Inverness on the Moray Firth to remote western and northern shores, and experiences cool, wet winters and mild summers, influenced by elevation, Atlantic weather systems and maritime exposure.
Climate risk can change street by street, so it is worth checking neighbouring postcodes too. The full risk report for PH49 4AA is at localrisk.co.uk/postcode/PH494AA, and you can compare PH49 4HX side by side with any UK postcode at localrisk.co.uk/compare.