Northumberland, Wark (TD12)
TD12 4FJ in Wark (TD12) has a High flood risk - EA NaFRA2 data records 1 property at high flood risk. Heat risk is Lower, with a median (50th percentile) of 5 days above 25°C per year, averaged over the 2021-2040 period under the RCP8.5 high emissions scenario (Met Office UKCP18). Air quality is Low at PM2.5 5.0 μg/m³, above the WHO annual guideline of 5 μg/m³ (Defra UK-AIR). Ground conditions are Low risk, with Glaciofluvial Deposits geology; shrink-swell risk is classed as improbable (BGS GeoClimate).
Flood risk at TD12 4FJ is rated High, based on Environment Agency NaFRA2 modelling.
Environment Agency flood zone data places TD12 4FJ in the high flood risk band. EA NaFRA2 data shows 1 at high risk, 1 at low risk in this postcode. The band reflects the highest flood risk within the postcode; some properties within this postcode may face little or no direct flood risk. A formal flood risk search and review of buildings insurance availability is recommended before any property transaction in this area.
Air quality at TD12 4FJ is rated Low, based on Defra UK-AIR annual mean PM2.5 data. Fine particulate matter (PM2.5) comes primarily from road traffic, industry, and domestic burning. Long-term exposure above the WHO guideline of 5 µg/m³ is linked to respiratory and cardiovascular health risks. Buyers and renters in higher air quality risk areas may wish to consider whether the property is near busy roads or industrial sources.
British Geological Survey data classes the underlying soil at TD12 4FJ as Glaciofluvial Deposits, with shrink-swell hazard rated improbable (subsidence risk band: Low). A structural survey is the reliable way to assess ground conditions for a specific property.
This LocalRisk report for TD12 4FJ draws on four official UK open data sources: Environment Agency NaFRA2 flood modelling, Met Office UKCP18 climate projections, Defra UK-AIR PM2.5 monitoring, and British Geological Survey GeoClimate subsidence mapping. Risk ratings are a screening tool, complementing - not replacing - the searches and surveys ordered as part of a property transaction. Data covers Northumberland and is updated as new official datasets are published.
Northumberland has a largely rural and coastal setting with upland areas, river valleys and an extensive North Sea coastline and experiences cool, wet winters and mild summers, influenced by maritime exposure and elevation inland.
Practical check: With 1 property at high flood risk here, ask about past flooding events, check the entrance threshold height relative to road level, and review buildings insurance terms. These are postcode-level indicators - conditions vary between individual properties.
Climate risk can change street by street, so it is worth checking neighbouring postcodes too. The full risk report for TD12 4AA is at localrisk.co.uk/postcode/TD124AA, and you can compare TD12 4FJ side by side with any UK postcode at localrisk.co.uk/compare.