South Ayrshire, Girvan
KA26 0AD in Girvan has a Higher flood risk. Heat risk is Lower, with a median (50th percentile) of 5 days above 25°C per year, averaged over the 2021-2040 period under the RCP8.5 high emissions scenario (Met Office UKCP18). Air quality is Low at PM2.5 4.3 μg/m³, within the WHO annual guideline of 5 μg/m³ (Defra UK-AIR). Ground conditions are Low risk, with Quaternary Marine/Estuarine Sand And Silt geology; shrink-swell risk is classed as improbable (BGS GeoClimate).
Flood risk at KA26 0AD is rated Higher, based on SEPA flood mapping.
SEPA flood zone data places KA26 0AD in the higher flood risk band. The band reflects the highest flood risk within the postcode; some properties within this postcode may face little or no direct flood risk. A formal flood risk search and review of buildings insurance availability is recommended before any property transaction in this area.
Air quality at KA26 0AD is rated Low, based on Defra UK-AIR annual mean PM2.5 data. Fine particulate matter (PM2.5) comes primarily from road traffic, industry, and domestic burning. Long-term exposure above the WHO guideline of 5 µg/m³ is linked to respiratory and cardiovascular health risks. Buyers and renters in higher air quality risk areas may wish to consider whether the property is near busy roads or industrial sources.
British Geological Survey data classes the underlying soil at KA26 0AD as Quaternary Marine/Estuarine Sand And Silt, with shrink-swell hazard rated improbable (subsidence risk band: Low). A structural survey is the reliable way to assess ground conditions for a specific property.
The nearest projected coastal erosion zone to KA26 0AD is 22 m away (NatureScot Dynamic Coast - eroded area by 2050 (high emissions) mapping) and the postcode is in the very high coastal erosion risk band. Coastal erosion risk varies along the shoreline depending on local geology, sea defences and Shoreline Management Plan policy. Check the Shoreline Management Plan for this stretch for the projections that apply to a specific property.
This LocalRisk report for KA26 0AD draws on four official UK open data sources: SEPA flood mapping, Met Office UKCP18 climate projections, Defra UK-AIR PM2.5 monitoring, and British Geological Survey GeoClimate subsidence mapping. Risk ratings are a screening tool, complementing - not replacing - the searches and surveys ordered as part of a property transaction. Data covers South Ayrshire and is updated as new official datasets are published.
South Ayrshire has a coastal and inland setting with river valleys, rolling countryside and an exposed Firth of Clyde frontage taking in Ayr, Prestwick, Troon and Girvan, and experiences cool, wet winters and mild summers, influenced by Atlantic weather and maritime exposure.
Practical check: In a coastal flood risk area - ask about tidal flooding history and check the property's elevation relative to sea level. The nearest projected erosion zone is 22m away - check the Shoreline Management Plan policy for this stretch and whether the property is within 100 years of the erosion line. These are postcode-level indicators - conditions vary between individual properties.
Climate risk can change street by street, so it is worth checking neighbouring postcodes too. The full risk report for KA26 0AA is at localrisk.co.uk/postcode/KA260AA, and you can compare KA26 0AD side by side with any UK postcode at localrisk.co.uk/compare.