Huntingdonshire, St Ives (PE16)
PE16 6TF in St Ives (PE16) has a Medium flood risk - EA NaFRA2 data records 4 properties in a flood risk zone. Heat risk is Medium, with a median (50th percentile) of 34 days above 25°C per year, averaged over the 2021-2040 period under the RCP8.5 high emissions scenario (Met Office UKCP18). Air quality is Medium at PM2.5 7.1 μg/m³, above the WHO annual guideline of 5 μg/m³ (Defra UK-AIR). Ground conditions are High risk, with Peat geology; shrink-swell risk is classed as probable (BGS GeoClimate).
Flood risk at PE16 6TF is rated Medium, based on Environment Agency NaFRA2 modelling.
Environment Agency flood zone data places PE16 6TF in the medium flood risk band. EA NaFRA2 data shows 4 at medium risk in this postcode. The band reflects the highest flood risk within the postcode; some properties within this postcode may face little or no direct flood risk. Individual properties within PE16 6TF can differ - a formal flood risk search is recommended before any property transaction.
Heat risk at PE16 6TF is rated Medium, reflecting Met Office UKCP18 climate projections (50th percentile) for this area, averaged over the 2021-2040 period under the RCP8.5 high emissions scenario. These are probabilistic projections - the 50th percentile is the central estimate within RCP8.5; the full range of modelled outcomes is wide and lower emissions scenarios would produce lower figures. Higher summer temperatures increase cooling energy costs, affect comfort in poorly insulated or south-facing properties, and can accelerate shrinkage in clay soils beneath foundations. Properties built before 1980 without cavity wall insulation are typically most affected.
Air quality at PE16 6TF is rated Medium, based on Defra UK-AIR annual mean PM2.5 data. Fine particulate matter (PM2.5) comes primarily from road traffic, industry, and domestic burning. Long-term exposure above the WHO guideline of 5 µg/m³ is linked to respiratory and cardiovascular health risks. Buyers and renters in higher air quality risk areas may wish to consider whether the property is near busy roads or industrial sources.
British Geological Survey data classes the underlying soil at PE16 6TF as Peat, with shrink-swell hazard rated probable (subsidence risk band: High). Soil type and shrink-swell behaviour drive subsidence claims following dry summers; recent ABI data shows insurer payouts rose sharply after the 2022 and 2025 hot summers. A structural survey is the reliable way to assess ground conditions for a specific property.
This LocalRisk report for PE16 6TF draws on four official UK open data sources: Environment Agency NaFRA2 flood modelling, Met Office UKCP18 climate projections, Defra UK-AIR PM2.5 monitoring, and British Geological Survey GeoClimate subsidence mapping. Risk ratings are a screening tool, complementing - not replacing - the searches and surveys ordered as part of a property transaction. Data covers Huntingdonshire and is updated as new official datasets are published.
Huntingdonshire has a largely rural setting with market towns, river valleys and low-lying plains and experiences cool, wet winters and warm summers, influenced by flat terrain and drainage patterns.
Practical check: EA data flags 4 properties at flood risk here - check whether the property is among them by comparing its position to the flood zone boundary. 34 hot days are projected (UKCP18 50th percentile, 2021-2040 average under RCP8.5) - check which rooms face south or west and whether the property has cross-ventilation or external shading. With PM2.5 above WHO guidelines here, check which bedrooms face busy roads and how fresh air is drawn into living spaces. With peat geology here, look for signs of ground movement - diagonal cracks above windows, sticking doors, and gaps between walls and extensions. These are postcode-level indicators - conditions vary between individual properties.
Climate risk can change street by street, so it is worth checking neighbouring postcodes too. The full risk report for PE16 6AA is at localrisk.co.uk/postcode/PE166AA, and you can compare PE16 6TF side by side with any UK postcode at localrisk.co.uk/compare.